Plan Ahead for a Healthy Pet
September is Pet Health Insurance Month, and it’s a great time to consider coverage for your furry family member. At Kimberling Animal Hospital, we believe in pet insurance—we’ve seen it help families take better care of their animal companions and afford life-saving procedures for their pets.
There are many plans and options available and we suggest you do some research before choosing one for your pet. You should also be aware that with most policies, the pet owner must pay the vet bills in full, file a claim, and then wait for reimbursement from the insurance company.
Some questions to ask before you sign up with an insurer include:
· Is there a physical exam required to get coverage?
· What percentage of the bill does the company pay after the deductible?
· Are there co-pays?
· Does the plan cover pre-existing conditions and recurring medical problems?
· Can you choose any veterinarian or animal hospital?
· Are prescription drugs covered?
· Does the policy pay if your pet is being treated and dies?
Have more questions about pet insurance? Give us a call at 417-739-4090.